Disability income insurance offers an extra layer of financial protection by replacing your income when you’re not able to earn it due to a disabling injury or illness. It can also help provide the resources you need to continue saving for and investing in your dreams, including retirement or education.
An individual disability income policy can:
- Replace a higher amount of your earned income
- Cover bonus income
- Provide tax-free benefits
- Be customized to fit your particular situation
- Retain your independence and dignity without burdening others
- Keep the financial dreams and goals you have built over the years