Long-Term Care

LTC covers long-term services and support, such as personal and custodial care in a variety of settings such as your home, a community organization, or other facility. Long-term care insurance covers out-of-pocket expenses excluded under medical or disability insurance policies.

We are becoming increasingly cognizant of the exponential rise in costs associated with long-term care (LTC) for senior citizens and other people with debilitating illnesses or injuries. The annual cost for an individual’s LTC needs in a facility has surpassed $50,000 per year and continues to rise at levels that exceed normal inflation. Increasing numbers of businesses are now offering group long-term care insurance as a voluntary benefits option.

Long-term care insurance will continue to entrench itself as a necessity, and not the luxury insurance product as it has been known in the past. AIB has relationships with the major players in this specialized market, and we’re happy to help you choose what’s best for you and your employees.

Our brokers at AIB have the same goal as you: to find an affordable group health insurance plan for your business that gives your valued employees the medical care coverage they deserve. As top-rated brokers in Florida, we proudly offer group health insurance benefits to businesses throughout the state.

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