South Florida Independent
The law in Miami and South Florida requires every business to carry some type of commercial insurance. The insurance protection required by the individual depends on the business they are running. Before a business owner purchases insurance from a broker, he or she needs to have a general understanding of commercial insurance.
Employee Benefits & Business Life
AIB helps you to offering benefits to your employees. It is important because you are show them you are invested in not only their overall health, but their future. A solid employee benefits package can help to attract and retain talent. Benefits can help you differentiate your business from competitors.
AIB will consult with you to explain the ins and outs of auto insurance, and we will carefully explain the differences between liability limits, comprehensive coverage, personal injury protection, medical coverage and deductibles that are available to you and your family. We are sensitive to controlling annual increases in premiums, and will search for the most cost-efficient coverage.
Life Health & Variable Annuities
Life Insurance comes in three basic types: Term insurance offers plain-vanilla protection at a low cost. Then there’s whole life, which has a savings component. A third type, the return of premium, is essentially a hybrid of the first two. Each of these has pros and cons, and AIB will consult with you and educate you as to the insurance coverage that makes the most sense at every stage of your life.
AIB works with the leading providers of international insurances. These companies have designed programs especially for global citizens, either expatriates or globe-trotting travelers. If you traveling abroad on business, vacation or to visit family American Insurance Brokers can offer you a wide range of products to provide medical coverage short or long trips up to 12 months.
In today’s challenging environment, we all need an extra blanket of comfort to protect everything for which we work so hard. That blanket does not just consist of randomly selected products and services. Rather, it needs to be woven together with strong and lasting threads consisting of service, commitment, and most importantly, people.
At American Insurance Brokers, we understand that when your life has been impacted by unforseen challenges, you need to be covered immediately by a team of experienced professionals who can make all the difference in your time of need. As one of South Florida’s leading insurance brokers, we have provided differentiated service for almost 20 years and are prepared to cover you with a secure and friendly blanket when needed.