Commercial

Commercial

AIB provides a complete line of commercial insurance products for just about any business in the state. Our Florida commercial insurance solutions assist factory owners, construction and delivery companies, real estate professionals, property and restaurant owners, and other businesses that are susceptible to accidents and losses. We specialize in managing your risk by analyzing your needs.  Offering solutions that keep you focused on your business–not your insurance. We’ll work with you to find a comprehensive plan for your business that is efficient, affordable, and provides the coverage you need.

At American Insurance Brokers, we guarantee to find you the best Florida commercial insurance that meets your specific business needs. Contact us today to get started.

Commercial General Liability Insurance

What Is General Liability Insurance Coverage?

Another type of Florida commercial insurance is General liability insurance (GL), sometimes called general liability business insurance or business liability insurance. GL helps protect your business from liability claims such as:

•Bodily injury
•Advertising injury
•Personal injury
•Property damage
•Libel
•Slander

GL insurance helps pay for medical expenses and legal costs if an incident at your business leads to a lawsuit. Need coverage for your company? Obtain general liability business insurance through AIB today. We offer the protection you need with some of the best coverage available.

Commercial General Liability Insurance

What Is General Liability Insurance Coverage?

Another type of Florida commercial insurance is General liability insurance (GL), sometimes called general liability business insurance or business liability insurance. GL helps protect your business from liability claims such as:

•Bodily injury
•Advertising injury
•Personal injury
•Property damage
•Libel
•Slander

GL insurance helps pay for medical expenses and legal costs if an incident at your business leads to a lawsuit. Need coverage for your company? Obtain general liability business insurance through AIB today. We offer the protection you need with some of the best coverage available.

Start your General Liability Insurance Today!

Commercial Auto Insurance

If your business utilizes and owns any vehicles, it is important to have commercial auto insurance. Florida business owners need to have every vehicle in their fleet covered in case of an unfortunate accident. A commercial auto insurance policy is critical in providing your company with liability protection for bodily injury and property damage relative to the ownership, maintenance, or use of automobiles that you use in the course of business. If your business is sued and the lawsuit is covered by your general liability policy.  Your insurance can help pay for legal expenses, including attorney’s fees and settlements. Florida businesses may also need “non-owned and hired” auto liability coverage for vehicles your employees use or that you rent or borrow.

We’ll consult with you to show you how use of ongoing maintenance programs, carrying claims in all commercial vehicles and participating in driver training can help reduce accidents and potential losses. We understand that you may have questions about the type of insurance plan that may be right for you. Our dedicated, expert insurance brokers will sit down with you and explain your commercial auto options and help you customize a plan that fits your exact requirements.

Protect your business vehicles with commercial auto insurance today. AIB is here to help!

Commercial Auto Insurance
Commercial Auto Insurance

Commercial Auto Insurance

If your business utilizes and owns any vehicles, it is important to have commercial auto insurance. Florida business owners need to have every vehicle in their fleet covered in case of an unfortunate accident. A commercial auto insurance policy is critical in providing your company with liability protection for bodily injury and property damage relative to the ownership, maintenance, or use of automobiles that you use in the course of business. If your business is sued and the lawsuit is covered by your general liability policy.  Your insurance can help pay for legal expenses, including attorney’s fees and settlements. Florida businesses may also need “non-owned and hired” auto liability coverage for vehicles your employees use or that you rent or borrow.

We’ll consult with you to show you how use of ongoing maintenance programs, carrying claims in all commercial vehicles and participating in driver training can help reduce accidents and potential losses. We understand that you may have questions about the type of insurance plan that may be right for you. Our dedicated, expert insurance brokers will sit down with you and explain your commercial auto options and help you customize a plan that fits your exact requirements.

Protect your business vehicles with commercial auto insurance today. AIB is here to help!

General Liability Insurance

Commercial Insurance Solutions: Florida General Liability Insurance

Your business faces liabilities throughout the year. To protect your assets, it is important to carry adequate business liability insurance. General liability insurance, also known as Commercial General Liability (CGL). Protects your business from another person or business’s claims of bodily injury, associated medical costs, and damage to property. It is often times offered in a package with property insurance to further protect your company against incidents that may occur on your premises or at other locations where you conduct business.

If you have only one form of business insurance, it is most likely Commercial General Liability, which will cover you in these basic categories:

  • bodily injury
  • Property damage/data loss
  • Personal injury (Includes slander or libel)
  • Business Auto Insurance
  • Commercial Insurance Solutions

AIB is here to help with any and all of your Commercial General Liability needs.

Umbrella Insurance

An umbrella provides additional protection for your assets

A personal umbrella policy from AIB provides an extra layer of affordable liability protection over your existing homeowner’s and auto insurance policies. Excess coverage is also available for the individual looking to put higher limits on their liability insurance. By making additional funds available above the limits already present in your home, auto, and boat policies. An umbrella provides additional protection for your assets. AIB can suggest additional liability coverage that goes above the limits of your current insurance policies.

Our brokers know what it takes to meet your coverage needs and exceed your expectations when it comes to value and protection. Let us help you protect what you’ve worked so hard for.

Umbrella Insurance

An umbrella provides additional protection for your assets

A personal umbrella policy from AIB provides an extra layer of affordable liability protection over your existing homeowner’s and auto insurance policies. Excess coverage is also available for the individual looking to put higher limits on their liability insurance. By making additional funds available above the limits already present in your home, auto, and boat policies. An umbrella provides additional protection for your assets. AIB can suggest additional liability coverage that goes above the limits of your current insurance policies.

Our brokers know what it takes to meet your coverage needs and exceed your expectations when it comes to value and protection. Let us help you protect what you’ve worked so hard for.

Commercial Insurance Solutions

Directors and Officers Coverage

Also known as D&O insurance, Directors and Officers Liability Insurance provides financial protection for the directors and officers of your company in the event of any litigation against them related to the performance of their duties as they relate to the company. With strong D&O, you’ll be in a better position to retain qualified leaders.

AIB understands the nuances of this specialized insurance and will consult closely with your team while explaining how D&O insurance differs from Errors and Omissions coverage. For instance, E&O is concerned with performance failures and negligence with respect to your products and services, not the performance and duties of management like D&O.

If you know the type of general liability coverage you need.  But aren’t sure which policy is right for you, don’t worry. Our brokers provide in-depth explanations of policy terms to help you evaluate all benefits and arrive at a sound decision. Contact our brokers today to get your business protected with Directors and Officers Liability Insurance.

AIB is here to help your business with any and all of your Florida commercial insurance needs. Do what’s best for you & your company. That’s the American Insurance Brokers way.

Commercial Insurance Solutions

Directors and Officers Coverage

Also known as D&O insurance, Directors and Officers Liability Insurance provides financial protection for the directors and officers of your company in the event of any litigation against them related to the performance of their duties as they relate to the company. With strong D&O, you’ll be in a better position to retain qualified leaders.

AIB understands the nuances of this specialized insurance and will consult closely with your team while explaining how D&O insurance differs from Errors and Omissions coverage. For instance, E&O is concerned with performance failures and negligence with respect to your products and services, not the performance and duties of management like D&O.

If you know the type of general liability coverage you need.  But aren’t sure which policy is right for you, don’t worry. Our brokers provide in-depth explanations of policy terms to help you evaluate all benefits and arrive at a sound decision. Contact our brokers today to get your business protected with Directors and Officers Liability Insurance.

AIB is here to help your business with any and all of your Florida commercial insurance needs. Do what’s best for you & your company. That’s the American Insurance Brokers way.

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