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Terms and Conditions

Terms and Conditions American Insurance Brokers December 8, 2017

Please read the following terms and conditions carefully. Using this site indicates that you accept all these terms and conditions.

Use of this site

Unless otherwise indicated, all content on this site is the property of AMERICAN INSURANCE BROKERS, its subsidiaries or affiliates and AMERICAN INSURANCE BROKERS reserves all rights with respect to the content on this site, including without limitation, all rights to display, select, coordinate, arrange, enhance, modify, remove, alter, copy, create derivative works from, transmit and distribute it, whether in whole or in part. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer or sell any content of this site and AMERICAN INSURANCE BROKERS without our prior written consent.

All copyright notices must be retained on copied materials. AMERICAN INSURANCE BROKERS All rights reserved. All other trademarks, product names, company names and logos appearing on this site are the property of their respective owners. You must obtain permission from those owners before copying or using those trademarks, product names, company names or logos.

You agree to not use the AMERICAN INSURANCE BROKERS icon, site address or other means to hyperlink other Internet sites with any page in this site without prior written permission to hyperlink to this site from AMERICAN INSURANCE BROKERS.

Links to other sites

If you use the links to third-party sites, you will leave this site. AMERICAN INSURANCE BROKERS has not reviewed any or all of the sites linked to this site and does not control the linked sites, nor is it responsible for the content of any third party-linked site or of any other links contained in such third-party site. AMERICAN INSURANCE BROKERS provides links to you solely for your convenience, and the inclusion of any link is not an endorsement by AMERICAN INSURANCE BROKERS of the site or its contents. AMERICAN INSURANCE BROKERS assumes no responsibility for any other party’s linking to this site or in which any part of this site has been hyperlinked. Your linking to any site from this site is at your own risk.

Copyright notice

All contents of the AMERICAN INSURANCE BROKERS websites are copyright AMERICAN INSURANCE BROKERS.

Disclaimer

The material on this site is provided for informational purposes only. AMERICAN INSURANCE BROKERS makes no representation as to the completeness, accuracy and timeliness of the information contained in this site. This information may be incomplete, may contain errors or may become out of date. The reports, press releases, marketing materials and other information issued or published by AMERICAN INSURANCE BROKERS and listed on this site speak only as of the respective dates on which they are filed or issued by AMERICAN INSURANCE BROKERS. AMERICAN INSURANCE BROKERS may make changes or improvements at any time. THIS SITE, THE INFORMATION AND MATERIAL ON THE SITE, THIS PUBLICATION AND ANY REFERENCES TO PRODUCTS AND SERVICES ARE PROVIDED “AS IS” WITHOUT ANY REPRESENTATION OR WARRANTY, EXPRESS OR IMPLIED, OF ANY KIND, INCLUDING WITHOUT LIMITATION, WARRANTIES OF MERCHANTABILITY, FITNESS FOR ANY PARTICULAR PURPOSE OR NON-INFRINGEMENT. SOME JURISDICTIONS DO NOT ALLOW FOR THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU.

Limitation of liability

YOU EXPRESSLY UNDERSTAND AND AGREE THAT AMERICAN INSURANCE BROKERS SHALL NOT BE LIABLE FOR ANY DAMAGES WHATSOEVER ARISING OUT OF OR IN CONNECTION WITH YOUR ACCESS TO DOWNLOADING OF, OR USE OF THIS SITE OR ANY INFORMATION CONTAINED AT THE SITE OR ANY LINKED SITES. IN PARTICULAR, AMERICAN INSURANCE BROKERS SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE, CONSEQUENTIAL OR EXEMPLARY DAMAGES, WHETHER AN ACTION ALLEGING SUCH DAMAGES IS BROUGHT IN CONTRACT, NEGLIGENCE OR TORT.

United States only

UNLESS OTHERWISE SPECIFIFIED, THIS SITE AND MATERIAL PROVIDED ON THIS SITE ARE SOLEY FOR AMERICAN INSURANCE BROKERS’ BUSINESS OPERATIONS IN THE UNITED STATES.

Governing law

Any dispute arising out of or relating to your access to materials and information on, use of, and these terms and conditions will be governed and be interpreted pursuant to the laws of the State of Florida, United States of America, without giving effect to any principles of conflicts of law.

Federal and state courts in the State of Florida, United States of America shall have exclusive jurisdiction over all claims. By accessing or using this site, you consent and submit to the personal jurisdiction of these courts.

IF YOU ARE DISSATISFIED WITH ANY AMERICAN INSURANCE BROKERS WEBSITE OR IF YOU DO NOT AGREE WITH ANY PART OF THESE TERMS AND CONDITIONS, OR YOU HAVE ANY OTHER DISPUTE OR CLAIM WITH OR AGAINST ANY AMERICAN INSURANCE BROKERS PARTY WITH RESPECT TO THIS AGREEEMENT OR THE SITES, THEN YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE AMERICAN INSURANCE BROKERS WEBSITES. AMERICAN INSURANCE BROKERS may terminate this agreement, or terminate or suspend your access to the AMERICAN INSURANCE BROKERS websites at any time, with or without cause, with or without notice. Upon such termination or suspension, your right to use the MSN websites will immediately cease.

General

If any part of these terms and conditions is unlawful, void or unenforceable, that part will be deemed severable and will not affect the validity and enforceability of any remaining provisions. Possible evidence of use of this site for illegal purposes will be provided to law enforcement authorities. AMERICAN INSURANCE BROKERS may revise these terms and conditions at any time without notice. You should visit this page from time to time to review the then-current terms because they are binding on you. AMERICAN INSURANCE BROKERS may terminate, change, suspend or discontinue any aspect of this site, including the availability of any features of the site, at any time. This is the entire agreement between the parties relating to the subject matter.

AMERICAN INSURANCE BROKERS Privacy Policy

AMERICAN INSURANCE BROKERS, its subsidiaries, and its affiliates are committed to safeguarding client confidences, including any personal information received from or about our clients in the course of an engagement. AMERICAN INSURANCE BROKERS personnel are required to hold such information in strict confidence and to use and disclose it only to provide the services for which we are retained. Accordingly, personal information obtained from or relating to our clients is processed in compliance with the terms and conditions set forth in our client contracts and engagement letters, applicable law, and professional standards.

When processing personal information obtained from or relating to our clients that is transferred from the EU to the US, AMERICAN INSURANCE BROKERS adheres to the principles and requirements of the US Department of Commerce Safe Harbor Program. For information about the Safe Harbor, see:http://www.export.gov/safeharbor/doc_safeharbor_index.asp.  If you have questions or concerns regarding this policy or AMERICAN INSURANCE BROKERS’ personal data processing policies, please contact us at: privacy@americaninsurancebrokers.com

No unlawful or prohibited use

As a condition of use, you will not access or use this site for any purpose that is prohibited by laws or regulation, facilitates the violation of any law or regulation, or is otherwise prohibited by these terms and conditions and any other notices on this site. You will not access or use this site in any manner that could damage, disable, overburden or impair this site or any asset or property of AMERICAN INSURANCE BROKERS or its subsidiaries or affiliates, or interfere with any other party’s use and enjoyment. You may not access, attempt to access to, interfere with, monitor, copy, change or acquire any information, data, web pages, accounts, computer systems or networks through use of any “deep-link,” “scraper,” “robot,” “bot,” “spider,” “hacking,” “data mining,” “password mining,” “computer code” or any other device, program, tool, algorithm, process, methodology or means, unless you are duly authorized. You may not obtain or attempt to obtain or send or attempt to send any materials or information by any means other than as intentionally permitted and made available through this site.

When leaving the AMERICAN INSURANCE BROKERS corporate website

AMERICAN INSURANCE BROKERS is not responsible for nor does it have control over the data provided within the site you are about to enter. The hyperlinks are provided as a convenience, and do not signify that AMERICAN INSURANCE BROKERS has reviewed, approved of or endorsed any material contained on the linked sites.

Offers and Promotions

All offers are subject to change at any time without notice.  AMERICAN INSURANCE BROKERS is not liable for any problem caused for the modification of any offer.

Recruiting statement

Eligibility for open positions posted on this site is subject to a candidate’s qualifications and professional experience relative to specific skill requirements. These requirements are determined by AMERICAN INSURANCE BROKERS and are subject to change at any time.

AMERICAN INSURANCE BROKERS is an equal opportunity employer

AIB does not discriminate on the basis of race, religion, color, sex, age, disability, veteran status, national origin or other characteristics protected by law. Decisions related to employment at AMERICAN INSURANCE BROKERS are made on the basis of merit, qualification and business need.

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